Debt Recovery

It can be a worrying and stressful time if someone owes you money. Whether you are an individual or a business, we can help you to recover the debt quickly and cost effectively.

Our highly experienced team can assist you with the following: -

• Letter before action
• Negotiations
• Mediation
• Issuing court proceedings
• Disputed and undisputed claims
• Obtaining Judgment
• Enforcement including warrants, High Court writs, attachment of earnings and charging orders
• Tracing debtors

You decide whether you want us to deal with the entire case, or assist with specific stages only. We may be able to offer fixed fees for specific stages. This should all enable you to control your legal costs.

Please contact us today to book a fixed fee advice appointment to discuss your options and the best course of action for your claim.

Initial Advice Appointment Fees

This is charged at a fixed fee of £125 - £150 + VAT (depending on the amount of documentation to consider) and will include:

• Taking initial instructions and reviewing documentation
• Providing general advice and discussing options
• Follow up advice letter
• One letter to the debtor if appropriate
• Discussing debtor’s response (if received)

Fixed Fees

Following an initial advice appointment, we may be able to offer fixed fees to assist with certain parts of the claim only. Examples of fixed fees include the following:

• Submitting a claim on Money Claim Online - £75 + VAT
• Requesting Judgment in Default or following admission - £25 + VAT
• Advising on defence/counter claim received - £100 + VAT
• Advice/assisting with small claims mediation - £150 + VAT
• Advising on different enforcement methods - £125 + VAT
• Requesting a warrant - £75 + VAT plus £77 court fee
• Instructing High Court Sheriffs - £75 + VAT plus £66 court fee
• Requesting an attachment of earnings order - £75 + VAT plus £110 court fee
• Requesting an order for the debtor to attend court for questioning - £75 + VAT plus £165 court fee

NB: Fixed fees can only be considered on a case by case basis following an initial advice appointment.

Non-Disputed Claim Fees

Following an initial advice appointment, if fixed fees are not appropriate then an hourly rate of £146 + VAT will apply. We estimate fees for a non-disputed claim as follows:

If the value of the claim is worth up to £5,000 then our estimated fee would be £700 - £1,000 + VAT
If the value of the claim is worth between £5,001 - £10,000 then our estimated fee would be £1,000 - £1,500 + VAT
If the value of the claim is worth between £10,001 - £100,000 then our estimated fee would be £2,000 - £4,000 + VAT

It should be possible to obtain Judgment for a non-disputed claim within 3-4 months of instruction.

Please note that this is an estimate only.

Our fee for a non-disputed claim includes the following:

• Undertaking appropriate searches
• Compiling all relevant information
• Sending a letter before action
• Drafting and issuing court proceedings if the debt is not paid
• Advising on Acknowledgment of Service and Response/Defence
• Advising on offers of repayment
• Receiving payment and sending onto you
• Where no Acknowledgment of Service or Defence is received, applying to the court to enter Judgement in default
• If a full admission is made, applying to the court to enter Judgment
• When Judgment in default in received, write to the other side to request payment
• If payment is not received within 21 days, providing you with advice on next steps and likely costs

Other steps may be necessary and the above is an example only.

For information on the latest court fees which would be applicable, alongside information on how to claim a reduction in the court fee payable, please go to: https://www.gov.uk/court-fees-what-they-are

Anyone wishing to proceed with a claim should note that:

• Interest and compensation may take the debt into a higher banding, with a higher cost
• The costs quoted above for non-disputed and disputed cases do not include enforcement action
• The court fee can be recovered from the debtor if the claim is successful
• Some or all of your legal costs may be recoverable from the debtor if the value of the claim is greater than £10,000
• If the value of your claim is less than £10,000 then, generally speaking, legal costs are not recoverable from the debtor

Disputed Claim Fees

On the basis of an hourly rate of £146 + VAT we estimate fees for a disputed claim as follows:

If the value of claim is worth up to £5,000 then our estimated fee would be £1,500 - £2,500 + VAT
If the value of claim is worth between £5,001 - £10,000 then our estimated fee would be £2,000 - £3,000 + VAT
If the value of claim is worth between £10,001 - £100,000 then our estimated fee would be £3,000 - £20,000 + VAT

Disputed claims may take between 6 and 18 months to resolve. Please note that this is an estimate only.

For a complex disputed claim it is likely to be necessary to instruct Counsel to assist with court proceedings and estimated fees will be provided before instruction. Counsel’s initial advice is likely to be in the region of £600 - £800 + VAT.

Our fee for a disputed claim includes the following:

• Undertaking appropriate searches
• Compiling all relevant information
• Advising on prospects of success
• Sending a letter before action
• Drafting and issuing court proceedings if the debt is not paid
• Advising on Acknowledgment of Service and Response/Defence
• Advising on offers of repayment
• Assisting/advising with mediation/ADR if appropriate
• Drafting directions questionnaire
• Considering and advising on court directions
• Assisting with the preparation of witness statements and schedules of loss
• Advising on the Defendant’s witness evidence
• Preparing cost estimates for the court
• Advising on Part 36 offers
• Instructing a barrister or advocate to represent you at a final trial

Other steps may be necessary and the above is an example only.

For information on the latest court fees which would be applicable, alongside information on how to claim a reduction in the court fee payable, please go to: https://www.gov.uk/court-fees-what-they-are

Anyone wishing to proceed with a claim should note that:

• Interest and compensation may take the debt into a higher banding, with a higher cost
• The costs quoted above for non-disputed and disputed cases do not include enforcement action
• The court fee can be recovered from the debtor if the claim is successful
• Some or all of your legal costs may be recoverable from the debtor if the value of the claim is greater than £10,000
• If the value of your claim is less than £10,000 then, generally speaking, legal costs are not recoverable from the debtor

Enforcement Fees

It may become necessary to enforce a County Court Judgment. All work after an initial fixed fee advice appointment (see ‘Initial Advice Appointment’) will be charged at an hourly rate of £146 + VAT. See ‘Fixed fees’ for examples of charges which may be suitable for some cases.

We can advise and assist you with a range of enforcement methods including County Court and High Court enforcement (warrants and writs), attachment of earnings, charging orders and questioning in court. Our fees would include:

• Drafting and issuing the relevant application
• Advising on any application to stay or suspend a warrant/writ
• Advising on any objection received to attachment of earnings or charging order
• Advising on any offer of repayment
• Implementing the chosen enforcement method where possible
• Receiving payment and sending on to you

Other steps may be necessary and the above is an example only.

For information on the latest court fees which would be applicable, alongside information on how to claim a reduction in the court fee payable, please go to: https://www.gov.uk/court-fees-what-they-are

Anyone wishing to proceed with a claim should note that:

• Interest and compensation may take the debt into a higher banding, with a higher cost
• The costs quoted above for non-disputed and disputed cases do not include enforcement action
• The court fee can be recovered from the debtor if the claim is successful
• Some or all of your legal costs may be recoverable from the debtor if the value of the claim is greater than £10,000
• If the value of your claim is less than £10,000 then, generally speaking, legal costs are not recoverable from the debtor

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